The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), launched by the Government of India, provides health insurance coverage of ₹5 lakh per family per year to over 10 crore economically vulnerable households. The Ayushman Card (or Golden Card) is your gateway to accessing cashless treatment at empaneled hospitals. As of 2025, the process to download or retrieve your Ayushman Card has been digitized for convenience. This comprehensive guide explains how to download your Ayushman Card online, check eligibility, troubleshoot issues, and use the card effectively.
What is the Ayushman Card?
The Ayushman Card is a digital/physical health card issued under PMJAY that contains:
- Unique PMJAY ID: 13-digit identification number.
- Family Details: Names and ages of all insured members.
- QR Code: For quick verification at hospitals.
- Hospital Network: List of empaneled hospitals for cashless treatment.
Key Benefits:
- Cashless Treatment: Covers 1,574 medical procedures, including surgeries, diagnostics, and medications.
- Pan-India Coverage: Valid at 28,000+ public and private hospitals.
- No Premium: Fully funded by the central and state governments.
- Portability: Use the card in any state, regardless of your registered address.
Eligibility Criteria for Ayushman Card 2025
Your family qualifies if it meets the Socio-Economic Caste Census (SECC) 2011 criteria:
- Occupational Categories:
- Landless households dependent on manual labor.
- Beggars, domestic workers, and sanitation workers.
- Artisans, cobblers, and street vendors.
- Deprivation Factors:
- Families without adult members (aged 16–59).
- Households with disabled members or no literate adults above 25.
- SC/ST households and primitive tribal groups.
Check Eligibility:
- Visit https://mera.pmjay.gov.in or call 14555.
Documents Required
- Identity Proof: Aadhaar card, voter ID, or ration card.
- Address Proof: Electricity bill, driving license, or bank statement.
- Income Certificate: For non-SECC families (optional in some states).
- Family Member Details: Names, ages, and relationships.
How to Download Ayushman Card Online in 2025
Method 1: Via PMJAY Portal
Step 1: Check Eligibility
- Visit https://beneficiary.nha.gov.in/.
- Enter your mobile number, state, and captcha code.
- Select “Am I Eligible?” and search by:
- Ration Card Number
- SECC Name
- Mobile Number
Step 2: Select Your PMJAY ID
- If you have created your PMJAY ID earlier it will show to you there just select your name from there.
- After clicking on your details 13-digit PMJAY ID will appear Note the ID and click “View Certificate”.
Step 3: Download Ayushman Card
- Click “Download Ayushman Card” and
- Verify via OTP sent to your registered mobile number.
- Download the PDF and print it.
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Method 2: Via Aarogya Setu App
- Install the Aarogya Setu App: Available on Google Play or iOS.
- Link PMJAY ID:
- Go to “Health Services” > “Ayushman Bharat”.
- Enter your PMJAY ID and verify via OTP.
- Access Digital Card:
- Your Ayushman Card will appear under “My Health ID”.
- Download or share it directly from the app.
Method 3: Via Common Service Centre (CSC)
- Visit a CSC: Locate the nearest center at https://www.csc.gov.in.
- Provide Details: Share your Aadhaar, ration card, or PMJAY ID.
- Pay Fee: ₹30–₹50 for printing the physical card.
How to Retrieve Lost Ayushman Card
- Online:
- Visit https://beneficiary.nha.gov.in/ > “Forgot PMJAY ID” > Enter mobile number.
- SMS:
- Send
PMJAY <Your Aadhaar Number>to 567676.
- Send
- Helpline:
- Call 14555 and request a duplicate card.
How to Use the Ayushman Card
- Find Empaneled Hospitals:
- Visit https://pmjay.gov.in > “Hospitals” > Search by location.
- Admission Process:
- Show your Ayushman Card and Aadhaar at the hospital.
- Treatment is cashless after verification.
Common Issues & Solutions
- Eligibility Not Found:
- Confirm SECC status at the Gram Panchayat or update via https://secc.gov.in.
- OTP Not Received:
- Ensure mobile number is linked to Aadhaar. Update via UIDAI Portal.
- Name Mismatch:
- Submit a correction request at a CSC or hospital.
- Card Not Accepted:
- Verify hospital empanelment status or contact 14555.
FAQs About Ayushman Card 2025
Q1. Can NRIs or non-Indian citizens apply?
Ans: No. Only Indian citizens listed in SECC 2011 are eligible.
Q2. Is the Ayushman Card valid for pre-existing diseases?
Ans: Yes. All pre-existing conditions are covered from day one.
Q3. How to add a new family member?
Ans: Visit a CSC or empaneled hospital with birth/adoption proof.
Q4. Can I use the card in private hospitals?
Ans: Yes, if the hospital is PMJAY-empaneled.
Q5. What if my card is damaged?
Ans: Download a new copy online or request a reprint at a CSC.
Recent Updates for 2025
- Digital Health ID Integration: Link Ayushman Card with Ayushman Bharat Health Account (ABHA) for unified medical records.
- Telemedicine Services: Free online consultations via the PMJAY app.
- Expanded Coverage: New additions include mental health treatments and advanced oncology procedures.
- AI-Powered Fraud Detection: Enhanced systems to prevent misuse of benefits.
Tips for Beneficiaries
- Verify Hospital Empanelment: Always confirm via the PMJAY portal before admission.
- Keep Documents Handy: Carry Aadhaar and Ayushman Card during hospital visits.
- Update Mobile Number: Ensure your registered number is active for OTPs and alerts.
- Report Grievances: Use the PMJAY Grievance Portal for unresolved issues.
Conclusion
The Ayushman Bharat Yojana is a lifeline for millions, offering financial protection against medical emergencies. By following this guide, eligible families can easily download their Ayushman Card online, access cashless healthcare, and stay informed about 2025 updates. Remember, your health is your wealth—ensure your Ayushman Card is always accessible and up-to-date.
Important Links:
- PMJAY Official Portal: https://pmjay.gov.in
- Ayushman Card Download: https://mera.pmjay.gov.in
- Helpline: 14555 (Toll-Free)